Understanding hewlett packard retiree health insurance: benefits & coverage

Hewlett Packard (HP) is a well-known technology company that offers retiree health insurance benefits to its employees. Retiree health coverage is designed to help cover some of the costs that Medicare doesn't cover and provide additional benefits and features.

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Retiree Health Benefits

Retiree health benefits offered by Hewlett Packard may include coverage for services that Medicare doesn't cover. Some retiree plans are Medicare Advantage plans, which provide the same coverage as Original Medicare (Parts A & B) and often additional benefits.

These additional benefits may include prescription drug coverage, dental care, vision care, and hearing care. It's important to understand the specific benefits and coverage provided by your Hewlett Packard retiree health insurance plan.

Prescription Drug Coverage

One important aspect of retiree health insurance is prescription drug coverage. It's crucial to determine whether your plan provides creditable drug coverage. If it doesn't, you may face a late enrollment penalty for Medicare Part D if you go without creditable drug coverage for more than 63 days.

Make sure to review the details of your Hewlett Packard retiree health insurance plan to understand the prescription drug coverage it offers. If you have any questions or concerns, reach out to the HP retiree benefits department for clarification.

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Medicare Eligibility

Understanding Medicare eligibility is essential when considering retiree health benefits. Medicare is a federal health insurance program for individuals aged 65 and older, as well as certain younger individuals with disabilities.

To be eligible for Medicare, you or your spouse must have worked and paid Medicare taxes for at least 10 years. You may also be eligible for Medicare if you have certain disabilities or end-stage renal disease.

It's important to note that even if you are eligible for Medicare, Hewlett Packard retiree health insurance may still provide additional coverage and benefits that can supplement your Medicare coverage.

Frequently Asked Questions

  • What does Hewlett Packard retiree health insurance cover?
  • Hewlett Packard retiree health insurance may cover services that Medicare doesn't cover, such as dental care, vision care, hearing care, and prescription drugs. The specific coverage and benefits vary depending on the retiree health plan.

  • How do I enroll in Hewlett Packard retiree health insurance?
  • To enroll in Hewlett Packard retiree health insurance, you will need to contact the HP retiree benefits department. They will provide you with the necessary information and guide you through the enrollment process.

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  • Can I keep my Hewlett Packard retiree health insurance if I am eligible for Medicare?
  • Yes, even if you are eligible for Medicare, you can still keep your Hewlett Packard retiree health insurance. Retiree health insurance can provide additional coverage and benefits that supplement your Medicare coverage.

  • What happens to my Hewlett Packard retiree health insurance when I turn 65?
  • When you turn 65, you become eligible for Medicare. Your Hewlett Packard retiree health insurance may still provide additional coverage and benefits, but it will work alongside your Medicare coverage.

Hewlett Packard retiree health insurance offers additional coverage and benefits to supplement Medicare. It may cover services that Medicare doesn't cover, such as dental care, vision care, hearing care, and prescription drugs. Understanding the specific benefits and coverage provided by your Hewlett Packard retiree health insurance plan is essential to make the most of your retiree benefits.

If you have any questions or concerns about your Hewlett Packard retiree health insurance, it is best to reach out to the HP retiree benefits department for more information and guidance.

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